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Jill On Money: Life insurance is unsexy, but essential

Published Fri, 22 Nov 2024 04:24:47 GMT

September is Life Insurance Awareness Month, an opportunity to discuss the very un-sexy, but essential topic.Related ArticlesBusiness | A fall financial cleanse could get your spending back on track Business | Ask a travel nerd: Why you shouldn’t bundle your travel Business | Skipped bill payments in California hit record low Business | 3 ways to reduce taxes on Social Security Business | How to manage caregiving costs for parents while raising kids The core concept is easy: You agree to pay a certain amount of money to a company, in exchange for the company’s obligation to pay out a lump sum of money to your designated beneficiaries in the event of your death.But many get tripped up by the details, which is why it’s time to peel back the layers and help you get on track with one of the core aspects of a financial plan.Life insurance starts with an obvious hurdle: It is an emotional issue because i...

Sleeping mom critically wounded when someone deliberately shoots into her Oakland home

Published Fri, 22 Nov 2024 04:24:47 GMT

OAKLAND — A 25-year-old mother of four asleep inside her East Oakland home was in critical condition Monday morning after someone deliberately fired multiple shots into the residence from outside, authorities said.None of the four young children or other adults inside the home were injured.The shooting happened about 1:19 a.m. Monday at an apartment in the 1400 block of 92nd Avenue.Police said the woman was asleep in a bedroom when at least one person standing outside fired multiple rounds through a bedroom wall, hitting her once in the back.Authorities believe the woman was the intended target but a motive has not yet been confirmed.The shooter fled before police and paramedics got to the apartment.Authorities said the shooting is not connected to a fatal shooting Friday night in the Laurel district where a 42-year-old mother of two died after she was hit by a stray bullet fired from a block away.Related ArticlesCrime and Public Safety | Students, parents had raise...

Monday Morning Lights: After Serra, who is the next-best WCAL team?

Published Fri, 22 Nov 2024 04:24:47 GMT

Welcome back to Monday Morning Lights, our weekly feature that sheds more light on the high school football weekend and peeks ahead to the new week. If you haven’t already, please subscribe. Your contributions keep us going.WCAL RACE STARTS THIS WEEKSerra was a unanimous choice to repeat as West Catholic Athletic League champion before the season and nothing has changed as league play gets started this weekend.The San Mateo powerhouse followed a seven-point season-opening win over Folsom with blowout victories over De La Salle and Central Catholic-Modesto.Serra’s resume is so impressive that calpreps.com’s computer ranks the team No. 1 in Northern California and No. 5 in the state.Among WCAL schools, the closest team to Serra in calpreps’ state rankings is St. Ignatius (No. 61).That seems about right.The real question about the WCAL might not be whether anyone can beat Serra. It could be: Who will finish second?Now that could be a heck of a race.Valley Christian and Archbishop Mitty...

Mixed bag for climate bills as California lawmakers wrap 2023 season

Published Fri, 22 Nov 2024 04:24:47 GMT

California lawmakers passed some precedent-setting climate and environment bills before the clock ran out Thursday, Sept. 14 on the 2023 legislative session.That includes a first-of-its-kind bill to make big corporations disclose their greenhouse gas emissions. Others would make it harder for oil companies to drill along the coast or abandon old wells, and still others would make it easier for offshore wind projects to advance.Those bills need signatures from Gov. Gavin Newsom by mid-October to become law. If they aren’t vetoed, they’ll be added to the list of climate bills Newsom signed earlier in the session, including one that lets California regulators penalize oil companies found to be gouging drivers at gas pumps and one protecting Joshua trees.Lawmakers also recently passed a resolution by state Sen. Lena Gonzalez, D-Long Beach, to endorse the Fossil Fuel Non-Proliferation Treaty, which is a global call to end new fossil fuel exploration and expansion, phase out existing prod...

Kurtenbach: The 49ers had their first look at this season’s toughest opponent (and no, it wasn’t the Rams)

Published Fri, 22 Nov 2024 04:24:47 GMT

On Sunday, the 49ers finally reckoned with a force that could stop them from winning the Super Bowl this season.And no, it wasn’t their Week 2 opponent, the Rams.It was injuries.After escaping from Week 1 with enviable health, the harsh reality of the NFL showed up in Week 2.The 49ers’ top-line talent stands out from the rest of the league this season. And that top-line talent stands out from the rest of the 49ers roster.Yes, the drop-off is always significant between star player and reserve, but the 49ers have, in the past, built deep rosters under general manager John Lynch and head coach Kyle Shanahan. It’s a strategy that has paid off.That is not how this 2023 team was built, though.No, on this squad, the difference between star and backup is precipitous this season at several positions.It’s enough to torpedo a season.And the position where the difference between the best and the rest is largest might be wide receiver.Related ArticlesSan Francisco 49ers |...

Sonoma man arrested for felony vehicular evasion 

Published Fri, 22 Nov 2024 04:24:47 GMT

(KRON) -- The Sonoma County Sheriff’s Office has arrested a Sonoma man on multiple charges, including felony vehicular evasion.  A local business notified the Healdsburg Police Department of the theft of a black motorcycle in progress on Saturday, September 16. The reporting citizen provided the Healdsburg police with the suspect’s description. Once officers were at the scene, the motorcycle was stolen. According to the responding officers, they initiated a traffic stop, and the suspect did not comply. The suspect continued onto southbound Highway 101 at a “high rate of speed.” The suspect engaged in reckless driving into Windsor.  Oakland mother killed after being struck by stray bullet while asleep The suspect abandoned the motorcycle on Highway 101 and attempted to escape on foot. The Sonoma County Sheriff’s Office deputies and Henry-1 helicopter officers assisted the Healdsburg police in apprehending the suspect.The suspect was identified as Carl Trumble.&n...

Bill addressing understaffing, medication errors in pharmacies now headed to gov's desk

Published Fri, 22 Nov 2024 04:24:47 GMT

(BCN) -- A bill seeking to address understaffing and medication errors in chain pharmacies in California is now headed to Gov. Gavin Newsom's desk. State lawmakers have recently passed Assembly Bill 1286 or the Stop Dangerous Pharmacies Act after months of negotiations with chain pharmacies, labor groups and regulators, bill proponent Assemblymember Matt Haney, D-San Francisco, announced Friday. AB 1286 creates first-in-the-nation regulations to crack down on understaffed chain pharmacies making medication errors, Haney's office said. They added that if the bill is signed into law, California will become "a national leader in pharmacy safety." Bay Area motorists paying more at the pump "Shockingly, there's no centralized reporting mechanism for medication errors," Haney said in a statement Friday. "There should be transparency, and the Board of Pharmacy should have the authority to respond to protect patients. That's not happening right now." The proposed law requires...

Man arrested for shoplifting beer in Pacifica while carrying a gun

Published Fri, 22 Nov 2024 04:24:47 GMT

(BCN) -- Pacifica police on Saturday arrested a man allegedly armed with a gun and shoplifting beer after watching him run out of a store wearing a ski mask.At approximately 2 p.m., officers were patrolling the Pacific Manor Shopping Center when they discovered an unoccupied black BMW SUV parked illegally in front of a retail business. While inspecting the vehicle, police said they witnessed a man run out of the store, toward the BMW's driver's door.The man was identified as 21-year-old Matthew Fleming of Georgetown, CA. Police allege Fleming wore a black ski mask over his face and was carrying a grocery basket full of beer.Officers arrested Fleming and allege he possessed a loaded pistol, as well as ecstasy and Xanax.Fleming was booked into San Mateo County jail on suspicion of possession of a firearm, possession of a controlled substance, possession of a controlled substance for sales, possession of a controlled substance without a prescription, and shoplifting.Anyone with informa...

Biden welcomes release of Americans from Iran and announces new sanctions on Iranians for wrongful detentions

Published Fri, 22 Nov 2024 04:24:47 GMT

WASHINGTON (AP) — Biden welcomes release of Americans from Iran and announces new sanctions on Iranians for wrongful detentions.Source

Plane carrying 5 Iranian-Americans freed by Iran in prisoner swap lands in Doha, Qatar

Published Fri, 22 Nov 2024 04:24:47 GMT

DOHA, Qatar (AP) — Plane carrying 5 Iranian-Americans freed by Iran in prisoner swap lands in Doha, Qatar.Source