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Millennial Money: How to budget with a fluctuating income

Published Tue, 05 Nov 2024 14:45:02 GMT

If you’ve ever lived off of tips or commissions, you may be familiar with the up-and-down paychecks common in certain industries. Service jobs, sales jobs, creative careers and project-based work can all have fluctuating income, where seasonality, events or the general economy might affect your earnings.When you can’t depend on a regular paycheck amount or paycheck timing, it can be hard to know how you’ll make ends meet when money isn’t as abundant. With some planning, budgeting and creativity, however, it can become easier to weather a varying income.CREATE A BUDGETING PLANLawrence Sprung, a certified financial planner and author of the book “Financial Planning Made Personal,” works with several financial clients who are romance novelists. These authors live off of book deals and royalties and often have to budget differently depending on their publication cycle. Sprung and his firm help these clients determine their expenses so they can figure out how much they need to save, he s...

'Paint the City Orange' event hypes up Broncos fans

Published Tue, 05 Nov 2024 14:45:02 GMT

DENVER (KDVR) — The Denver Broncos are encouraging fans to "Paint the City Orange" Tuesday morning.The boys in orange and blue are just a few days away from their first home game against the Las Vegas Raiders. The goal of Tuesday's event is to kick off the regular season with a bang and make sure fans are repping the orange and blue.The event is from 6:30-10 a.m. Tuesday at the Empower Field At Mile High C Lot. Fans can receive a free orange bronco-head chalk stencil on their back car window. 5 things to know about the 2023 Denver Broncos Denver Broncos cheerleaders and Miles the mascot will be in attendance interacting with drivers and helping stencil vehicles.The first 500 fans will also receive a free "This Is Broncos Country" yard sign.You can also pick up yard signs for free at the Broncos team store from 10 a.m. – 6 p.m. while supplies last.Autowash will also be giving drivers free car wash coupons, air fresheners, and some other giveaways.

Miami-Dade Police seek public’s assistance in locating man last seen at Port of Miami

Published Tue, 05 Nov 2024 14:45:02 GMT

The Miami-Dade County Police Department is seeking the public’s help in locating a missing 26-year-old man. Kevin McGrath, who has been missing since Monday, was last seen at the Port of Miami, specifically at 1015 North America Way. Police said he was aboard the Carnival Cruise Ship Conquest, cabin #1326, at approximately 2:00 a.m. He stands at 5 feet 9 inches tall, and weighs approximately 170 pounds. He has brown eyes and brown hair. At the time of his disappearance, McGrath was wearing a black t-shirt, black shorts, and gray sneakers. Anyone with information on McGrath’s whereabouts can contact Detective M. Ritch Jr. or any detective from the Miami-Dade Police Department at (305) 715-3300. Additionally, anonymous tips can be provided to Crime Stoppers at (305) 471-TIPS (8477).

British ministers ditch meeting with clean energy bosses amid renewable investment fears

Published Tue, 05 Nov 2024 14:45:02 GMT

LONDON — The British government has pulled out of a meeting with green energy bosses amid widespread concern that its flagship scheme for investing in renewable energy will fall well short of expectations.Energy bosses had expected to meet Treasury minister Gareth Davies this Thursday, the same day the government is tipped to announce the latest allocation of long-term funding contracts for clean energy firms in areas like offshore wind and solar power.But business leaders were told late last week that the meeting had been postponed, according to an energy industry figure.The Treasury gave no specific reason for the change of plans. An official from the department said ministerial diaries are “always subject to change.”But the industry figure, granted anonymity to discuss interactions with government, said the decision not to meet on the day of the announcement was “not great optics for government.” They added: “We’re expecting the results [of the funding round] to be pretty terribl...

Cuba exposes Russian human trafficking ring for military recruitment

Published Tue, 05 Nov 2024 14:45:02 GMT

The Cuban government has exposed a Russian trafficking operation used to lure Cubans into the war against Ukraine, Cuban authorities announced Monday. “The Ministry of the Interior has detected and is working to neutralize and dismantle a human trafficking network operating from Russia to incorporate Cuban citizens living there, and even some from Cuba, into the military forces participating in war operations in Ukraine,” the Cuban Ministry of Foreign Affairs said Monday.The authorities are taking legal actions against the traffickers, Foreign Minister Bruno Rodríguez said on X (formerly Twitter) on Tuesday.Cuba condemned the recruitment racket, underlining that the country is “not part of the war conflict in Ukraine,” and that it does not want to look “complicit in these actions.” Russia and Cuba share a history of communism and have historically been allies. In July, Cuba came under fire for allegedly taking orders from Russia, after the country...

1 dead, 2 injured in early morning crash on Route 3 in Pembroke

Published Tue, 05 Nov 2024 14:45:02 GMT

One person is dead, and two others are hospitalized after an early morning crash on Route 3 in Pembroke, state police said.Troopers responding to a single-vehicle crash on Route 3 southbound around 3:45 a.m. Tuesday determined the crash resulted in a fatality and assisted in transporting two other occupants to an area hospital. The name of the person who died has not been released.The cause of the crash remains under investigation.No additional information was immediately available.This is a developing news story; stay with 7NEWS on-air and online for the latest details.

After a small sample, Austin Wells’ defense receives rave reviews

Published Tue, 05 Nov 2024 14:45:02 GMT

HOUSTON — Being a rookie is tough. Being a catcher is intricate. Being both — while learning a new pitching staff in the middle of a season — seems daunting.And yet, early reviews say Austin Wells is doing a great job with all of it after three games in the majors.“I’ve been extremely impressed with just kind of the aptitude and how he’s stepped into this environment,” Yankees catching coordinator Tanner Swanson told the Daily News, noting that Wells has to manage the PitchCom, pitch clock and running game signs, in addition to learning new pitchers and opposing hitters on the fly. “All things considered, he’s been able to step back there and kind of manage the moment and really just lock in on the task at hand, which is a challenge for a lot of young players.”Swanson spoke before the Yankees completed their sweep of the Astros with a 6-1 win on Sunday. In addition to recording an RBI double, Wells nabbed the very first big...

Turkey and Greece agree to revive talks and seek ‘new approaches’ to resolve decades-old disputes

Published Tue, 05 Nov 2024 14:45:02 GMT

ANKARA, Turkey (AP) — The foreign ministers of Greece and Turkey agreed on Tuesday to revive high-level contacts between their countries and seek “new approaches” to problems as part of efforts to improve ties between the two NATO allies who are at loggerheads over a string of decades-old disputes. Discussions between Greece’s Giorgos Gerapetritis and Turkey’s Hakan Fidan were held in a more friendly climate triggered by Greece sending assistance to Turkey following a devastating earthquake earlier this year, and Turkey offering condolences after a deadly train accident in Greece.“We have entered a new and positive period in our relations with Greece,” Fidan told journalists at the end of their talks. “We reiterated our belief that our problems will be resolved through a constructive dialogue between the two neighbors and allies.”The meeting came as Ankara, in the throes of an economic downturn, is seeking a reset of its often-troubled relations with Western nations. It follow...

The impeachment trial of Texas Attorney General Ken Paxton is set to begin in the state Senate

Published Tue, 05 Nov 2024 14:45:02 GMT

AUSTIN, Texas (AP) — Texas Attorney General Ken Paxton faced the most serious threat to his troubled career Tuesday with the start of an impeachment trial that could permanently oust the embattled Republican from office after years of alleged corruption and scandal. The fate of Paxton, a 60-year-old Republican, is in the hands of GOP senators with whom he served before winning a statewide race to take charge of the attorney general’s office in 2015.A handful of Paxton supporters in red shirts began lining up outside the Texas Capitol before sunrise, waiting for state police to open the doors so they could witness Texas’ first impeachment trial in nearly half a century.“It is the Austin swamp,” said Kaci Sisk, who heads a group of conservative activists near San Antonio who have been looking to line up primary opponents to Republicans who have supported Paxton’s impeachment. “This thing has been a sham from the start.”In an era of bitter partisanship, the historic p...

One way to boost students’ scores? Help teachers conquer their math anxiety

Published Tue, 05 Nov 2024 14:45:02 GMT

CHICAGO (AP) — In July, in a packed classroom in downtown Chicago, a group composed mostly of early elementary teachers and child care workers read a story about “Wendi,” a fictional preschool teacher who loves reading but struggles in math. Even though Wendi was drawn to early education, where “math was so easy,” she still felt unsure of her skills. In the story, she decided to skip math concepts, leaving them for the teachers her students would have next year. Across the room, people nodded their heads as they listened.“I am Wendi. Wendi is me,” said Ivory McCormick, a kindergarten teacher from Atlanta. Several other educators in the classroom identified with Wendi, and that was the point. Decades of research shows math anxiety is a common problem for adults, and surveys show it particularly affects women, who make up nearly 90% of elementary teachers in the United States.Put simply, a lot of elementary school educators hate the prospect of teaching math, even when the concepts ar...